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Virtual Credit Cards For Safer Online Shopping
By Gary Gresham, Sat Dec 10th
If you are looking for safer online shopping you may want toconsider a virtual credit card. It takes away a lot of the riskof personal information and credit card numbers falling into thehands of thieves. A virtual credit card offers you the option of shopping onlinewith a disposable credit card number that are single-use creditcard numbers, which expire within one or two months. The security benefit of using a virtual credit card for onlineshopping is your normal bank account is not affected if anonline scam artist happens to get your account number.
There's no value to hackers because you use a different, randomcard number every time you shop online. A virtual credit cardnumber is only good on the Web site where you made your purchase. With identity theft and email phising scams rising at analarming level it's a good way to keep your sensitiveinformation private. Even if a scammer does somehow acquire yourvirtual credit card number, the disposable credit card numberexpires quickly so it's not an ideal target for them. The major credit card companies
all offer prepaid virtualcredit cards and the amount is limited to how much you apply tothe card. You are protected just like a regular credit card ifthey are lost or stolen. MasterCard calls them MasterCard gift cards and Visa calls themvirtual Visa gift cards. You can use them anywhere MasterCardand Visa are accepted. There are some instances when paying with a virtual credit cardwon't work. You can't pick up theater tickets; confirm airline,hotel or rental car reservations with a virtual credit card.These credit card numbers don't exist off the Web so they don'twork for these things.
But if you are using the disposable credit card numbers forbuying products online the security benefits are well worth it.If you are looking for safer online shopping consider a virtualcredit card.
Copyright © 2005 Information.com All Rights Reserved. About the author:This article is provided by http://www.spyware-information.comwhere you will find free cleaners, downloads, removalsoftware, computer firewalls and valuable tips. For regularlyupdated articles about adware, and protection fromidentity theft go tohttp://spyware-information.com/articles_1.html
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